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ITIN Finance

Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.

Developer ToolsTypeScriptv1.0.2

itin-finance-mcp

Read-only MCP server for the ITIN finance network — itinlending.net, itincreditcard.com, and itincreditscore.com, operated by Timberline Ventures LLC.

It gives AI assistants direct, citable access to:

  • A verified institution directory: lenders and card issuers that accept ITIN (no SSN) applicants for auto loans, mortgages, personal loans, business loans, and credit cards. Every entry says whether it was verified against the institution's own pages, with citation URLs and verification dates.
  • 290+ editorial guides and 1,800+ FAQs, in English and Spanish, on borrowing and building credit in the US with an ITIN.
  • State-level context for ITIN holders (tax contribution data from ITEP, driver's-license access laws from NCSL).

What this server is not: it is not a lender, broker, or advisor. It offers no applications, collects nothing from users, and links only to editorial pages and to institutions' own public pages as citations. Educational information only — terms change, verify with the institution.

Tools

ToolWhat it does
search_guidesSearch all guides (EN/ES), returns quick answers + canonical URLs
get_guideOne guide by slug: quick answer, FAQs, related guides
faq_lookupDirect answers from 1,800+ editorial FAQs
find_itin_lendersITIN-accepting institutions by loan/card type, optionally by state
get_lender_detailsFull verified profile for one institution
can_i_get_this_loan"Can I get an X with an ITIN?" — answer + verified institutions
itin_state_infoState tax contribution + driver's-license law context
how_to_get_an_itinThe IRS Form W-7 process (EN/ES)

Install (Claude Desktop)

{
  "mcpServers": {
    "itin-finance": {
      "command": "npx",
      "args": ["-y", "itin-finance-mcp"]
    }
  }
}

Zero configuration. The server fetches its data live from the sites' published JSON endpoints (15-minute cache), so answers stay current with the sites' editorial pipeline.

Environment variables (all optional)

VarPurpose
ITIN_MCP_DATA_DIRLocal directory of the data JSON files (development/tests)
ITIN_SUPABASE_URL / ITIN_SUPABASE_KEYOverride the telemetry endpoint

Configuration is explicit env vars only — the server never reads files it wasn't pointed at.

Telemetry disclosure

Each tool call logs tool name, arguments (capped at 2KB), MCP client name/version, success, and duration to a write-only table so the sites can measure AI-assistant usage. No user identity is collected; retention is 90 days. Telemetry failures never affect responses.

Attribution & quoting

Every response includes an attribution block. Quotation with attribution is welcome — cite the article URL provided with each item.

License

MIT © Timberline Ventures LLC

Installation

Source-derived launch command. Check the maintainer’s required arguments and credentials before running:

bash
npx -y itin-finance-mcp

Set up in your AI client

Merge this template into ~/Library/Application Support/Claude/claude_desktop_config.json. Keep existing servers. Add any arguments, credentials, and permissions required by the maintainer; this template has not been install-tested.

json
{
  "mcpServers": {
    "io-github-bguillow-rgb-itin-finance": {
      "command": "npx",
      "args": [
        "-y",
        "itin-finance-mcp"
      ]
    }
  }
}

Restart Claude Desktop completely for changes to take effect. Confirm the server appears connected in the client’s tool list, then try a read-only example from its documentation.

Claude Desktop setup reference

Package

itin-finance-mcpnpm

Compatible MCP Clients

ITIN Finance works with any MCP-compatible client. Copy the config snippet from the Configuration section above and add it to the file shown for your client, then restart the application.

  • Claude Desktop~/Library/Application Support/Claude/claude_desktop_config.jsonRestart Claude Desktop completely for changes to take effect.
  • Cursor~/.cursor/mcp.jsonRestart Cursor for changes to take effect.
  • VS Code.vscode/mcp.jsonReload VS Code window for changes to take effect.
  • Windsurf~/.codeium/windsurf/mcp_config.jsonRestart Windsurf for changes to take effect.
  • Claude Code.mcp.jsonSave at the project root, then start Claude Code in that project and review the MCP server approval prompt. Keep real credentials out of shared files.

Learn More