AI-powered insurance denial appeals. Win probabilities, payer intelligence & regulatory leverage.
Insurance denial appeal intelligence powered by 20 years of insider knowledge.
Get win probabilities, appeal strategies, payer behavioral intelligence, and regulatory leverage for any CPT code — directly inside your AI assistant.
| Tool | Tier | What It Does |
|---|---|---|
analyze_denial | Free | Win probability + top denial reason + insider tip for any CPT code |
check_denial_risk | Free | Pre-submission risk assessment — check before you submit a claim |
get_appeal_strategy | Pro | Full appeal strategy with all denial reasons, counter-arguments, regulatory citations |
get_payer_intelligence | Pro | Payer behavioral profiles — known tactics and how to counter them |
get_regulatory_leverage | Pro | State-specific appeal deadlines, prompt payment laws, external review options |
npx coverageunlocked-mcp
Add to your claude_desktop_config.json:
{
"mcpServers": {
"coverageunlocked": {
"command": "npx",
"args": ["-y", "coverageunlocked-mcp"]
}
}
}
Add to your MCP settings:
{
"coverageunlocked": {
"command": "npx",
"args": ["-y", "coverageunlocked-mcp"]
}
}
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Ask your AI assistant:
"What are the chances of winning an appeal for CPT 90837 (psychotherapy, 60 min) denied by UnitedHealthcare in California?"
The MCP server returns:
Built by Ned Lutz after 20 years inside the health insurance industry. CoverageUnlocked exists to close the knowledge gap between insurance companies and the people fighting denials.
MIT
Source-derived launch command. Check the maintainer’s required arguments and credentials before running:
npx -y coverageunlocked-mcpMerge this template into ~/Library/Application Support/Claude/claude_desktop_config.json. Keep existing servers. Add any arguments, credentials, and permissions required by the maintainer; this template has not been install-tested.
{
"mcpServers": {
"io-github-edgeedgehq-coverageunlocked": {
"command": "npx",
"args": [
"-y",
"coverageunlocked-mcp"
]
}
}
}Restart Claude Desktop completely for changes to take effect. Confirm the server appears connected in the client’s tool list, then try a read-only example from its documentation.
Claude Desktop setup referencecoverageunlocked-mcpnpmio.github.edgeedgehq/coverageunlocked works with any MCP-compatible client. Copy the config snippet from the Configuration section above and add it to the file shown for your client, then restart the application.
~/Library/Application Support/Claude/claude_desktop_config.jsonRestart Claude Desktop completely for changes to take effect.~/.cursor/mcp.jsonRestart Cursor for changes to take effect..vscode/mcp.jsonReload VS Code window for changes to take effect.~/.codeium/windsurf/mcp_config.jsonRestart Windsurf for changes to take effect..mcp.jsonSave at the project root, then start Claude Code in that project and review the MCP server approval prompt. Keep real credentials out of shared files.